🏡 How do you want to sell your home?
Sell your home yourself and save the agency commission — typically 3.5–5% + VAT, easily €10,000–18,000 on a €300,000 home — or let an estate agent do the whole job. We give you the tools either way. Choose below.
Sell yourself
You run the sale and save the agency commission. Monti gives you the listing, the offer log and messaging — the notary handles the legal side; the marketing is yours.
- A free sales prospectus (PDF) is generated for you
- You do the photos, viewings and negotiations yourself
- An EPC is required; a pre-sale survey is smart
- The final deed is signed before a notary
Use an estate agent
A licensed estate agent takes care of the marketing and negotiations. Estate agents can already publish listings on Monti — choose "Estate agent" as the seller type in the listing form. Agency accounts and dedicated agent tools are coming.
- The agent does the job
- Professional marketing and steered negotiations
- A licensed professional under Maltese law (Cap. 644)
What's the difference between «sell yourself» and «use an estate agent»?
| Sell yourself | Use an estate agent | |
|---|---|---|
| Cost | Fixed costs: the EPC (~€150–250) — the buyer normally pays the notary. You save the agency commission. | Commission, typically 3.5–5% + VAT of the sale price — €10,000–18,000 on a €300,000 home. |
| Work | You do the job yourself: photos, listing, viewings, negotiations and coordination. | The agent does most of it for you. |
| Rights | The Civil Code's sale rules apply in full — including the one-year latent-defects warranty — so the buyer has the same core rights against you as in an agent-led sale. | The Civil Code's sale rules apply equally. A licensed agent additionally has duties under Cap. 644. |
| Security | No licensed agent in the middle: you market, screen and negotiate yourself. The notary still verifies title and publishes the deed in every sale. | A licensed professional (Cap. 644) markets the property and steers the process — while the notary independently verifies title and publishes the deed in every sale. |
The Civil Code's sale rules and the notary-published deed are the shared baseline — the buyer's core rights are the same either way. The main difference is who markets the property and steers the process. This is information, not legal advice.
💰 What does selling yourself cost?
The Monti tools are free. You only pay for what has to be done by others — in Malta that is essentially the EPC; the buyer normally pays the notary. What you actually save by selling yourself is the agency commission.
| Service | Cost | |
|---|---|---|
| Listing on MontiPublishing, photos, map and statistics. | Free | Free at Monti |
| Sales prospectus (PDF)Your listing gathers key facts, price and photos in one place — a Malta sales-prospectus PDF is coming. | Free | Free at Monti |
| Written offer log + messagingWritten, traceable bids — the tool is included. | Free | Free at Monti |
| Energy performance certificate (EPC)Mandatory in every sale (S.L. 623.01): the energy rating must appear in your listing (€500–1,500 fines) and the certificate is shown and handed over at the latest before the konvenju. Seller-procured, valid 10 years — commission it before marketing. | €150–250* | Paid externally |
| Notary (deed + registration)The buyer normally chooses and pays the notary (≈1%) — the notary handles the money side and registration. | usually €0 for the seller* | Paid externally |
| Seller's liability insurance (optional)Covers the seller's one-year latent-defects liability (Civil Code). Voluntary. | not common in Malta | Paid externally |
| Agent's fee / commissionAgencies typically take 3.5–5% + VAT of the sale price — this is what you actually save by selling yourself. | ≈ €10 000–18 000* saved | You save |
*Estimates — vary with the size of the home and the provider. The figures are indicative, not offers. This is information, not legal advice.
Considering an agent later? Register interest in a valuation →